Background Image

Help Protecting You & Your Family.

Getting You Home Quickly If Something Happens While You’re Away.

Learn More

Travel Shield Plan

"Always on" protection for YOU...YOUR FAMILY... and helps GET YOU HOME quickly if something like a fire or flood happens while you're away on a covered trip.

Overview

Imagine if you and your family fly back home for the holidays … only to find yourselves stranded at an airport due to a snowstorm. The airline says it’ll be at least 24 hours before they can get you going again…

Or what if you were getting together with your college friends for homecoming weekend back at your alma mater … everything’s going great … until you get a call from your neighbor at home. He says there’s been a major storm and the wind tore off a huge chunk of your roof. It’s still raining and he’s concerned it may be damaging your house and your belongings. What do you want him to do … 

These situations can happen in real-life. They happen to real people. Often when they least expect it. So NRA endorsed a real-world solution. We took action because travel emergencies are happening more and more often. Probably because more and more NRA members are on the go.

  • Visiting friends or family out of state
  • Going on a weekend trip to take in a major league game
  • Meeting friends for a hunting weekend
  • Visiting a son or daughter who’s away at college
  • Getting away for family vacations
  • Going on business trips or attending conventions

It all adds up to a lot more travel than you think … even if you’re not someone who takes fancy vacations every year.

Many people think travel emergencies usually happen to people traveling far away from home … going overseas … or on extended work trips. BUT HERE’S THE TRUTH: They happen to ordinary people. On ordinary trips. Often simply doing ordinary things.

That’s why the NRA has endorsed a brand-new program—an “always on” solution that protects you for every covered trip and every immediate family member, with no need to remember to reactivate benefits for each trip.

Called Travel Shield, this plan is loaded with travel insurance and non-insurance travel assistance benefits*–standing by your side when you’re away from home on any covered trip. 24 hours a day, 365 days a year, within the U.S. and around the world.

It’s a great way to deal with emergencies like:

  • Cancelled flights
  • Lost luggage or stolen passports
  • Medical emergencies when you’re out of town … like a heart attack, injuries in a car accident, a sudden illness or even getting hurt in a fall
  • Flying a loved one to you if you’re alone in the hospital and then flying you both back home when you’re on the mend
  • Getting your car back home if it breaks down during your trip

Travel emergencies are never fun. But with the NRA Endorsed Travel Shield, we can help get you out of the emergency situation … and back safely on your way.

Benefits

As you’d expect from a plan negotiated by the NRA, the new Travel Shield plan is packed full of good things.

TRAVEL INSURANCE BENEFITS:

TRIP INTERRUPTION – UP TO $10,000.00

  • Reimburses the cost of non-refundable trip fares if you can’t make your trip
  • Reimburses for unused non-refundable hotel rooms, airline tickets, tours, train fares and more
  • Pays to rebook tickets as needed
  • Pays to bring you home if your home is damaged while you’re away

ACCIDENT & SICKNESS MEDICAL EXPENSES – UP TO $5,000.00

  • Reimburses for medical services, prescriptions, therapy, hospital stays, ambulance services and more after a $250 deductible

NON-EMERGENCY MEDICAL EVACUATION – UP TO $100,000.00

  • Evacuates you to a better medical facility to help you get the care you need
  • Pays to fly a loved one to your bedside if you’re traveling alone and will be in the hospital for at least 7 days
  • Pays to fly your children home if they were traveling with you and your emergency means you can’t care for them
  • Pays to fly you (and your companion) home after your condition has stabilized

VEHICLE DISABLEMENT – UP TO $1,500.00

  • Pays for to get you to the departure location or destination of your trip
  • Reimburses for meals & hotel rooms if waiting on repairs on your trip
  • Helps cover repair costs for your car’s breakdown

BAGGAGE & PERSONAL EFFECTS – UP TO $1,000.00

  • Replaces your clothes if your luggage is lost, stolen or damaged
  • Pays to replace other items in your bags

TRAVEL DELAY – UP TO $600.00

  • Pays up to $200.00 a day to cover hotel rooms, meals and local transportation if your trip is delayed at least 12 hours

TRAVEL NON-INSURANCE ASSISTANCE BENEFITS:

LONG DISTANCE TOWING – UP TO $1,500.00

  • Pays to tow your car to your departure point or destination if it breaks down while traveling at least 50 miles from home
  • Assists with emergency travel arrangements to help you continue your trip

MEDICAL ASSISTANCE

  • Includes complimentary medical monitoring
  • Transfers insurance information to medical providers
  • Updates your family, employer and physician

ADDITIONAL TRAVEL EMERGENCY ASSISTANCE PRIVILEGES

  • Helps track down lost luggage
  • Assists in replacing lost or stolen travel documents like passports, visas, birth certificates or airline documents
  • Arranges emergency pet housing and or pet return
  • Provides deposits, advances and guarantees to medical facilities, hotels, airlines and other providers as needed. Advanced funds will be charged to your credit card
  • Updates you with pre-travel information on weather, inoculations, travel restrictions and special events
  • Coordinates replacement of corrective lenses and medical devices such as hearing aids
  • Helps change arrangements for airlines, hotel or car rentals in an emergency
  • Assists with emergency cash advances
  • Refers legal or other professionals when needed
  • Provides translation services

† Benefit pays for eligible economy transportation including using any existing plane ticket you might have.

‡ Non-Emergency Medical Evacuation is not restricted to acute or life threatening medical emergencies. Medical evacuation may be provided if adequate medical treatment is not available in the immediate area, per the terms and conditions outlined in the Plan Document.

Plan Cost

The Travel Shield Plan provides a full year of protection for:
  • You
  • Your Spouse
  • Your Dependent Children

For a low annual rate of $179 the Travel Shield plan protects all of your trips at least 50 miles away from home, as long as you have a reservation associated with your travel (hotel room, booked guide, vacation package, flights, etc.)

View Insurance Exclusions

INSURANCE EXCLUSIONS:

Benefits are not payable for any loss due to, arising or resulting from: suicide, attempted suicide or any intentionally self-inflicted injury of You, a Traveling Companion, Family Member booked to travel with You, while sane or insane; an act of declared or undeclared war; participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard; riding or driving in races, or speed or endurance competitions or events; mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment); participating as a member of a team in an organized sporting competition or participating as a professional in a stunt, athletic or sporting event or competition; participating in bodily contact sports, skydiving or parachuting except parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli-skiing mountaineering, any race, speed contests not including any of the regatta races, spelunking or caving, or scuba diving if the depth exceeds 120 feet (40 meters) or if You are not certified to dive and a dive master is not present during the dive; being Intoxicated as defined herein, or under the influence of any controlled substance unless as administered or prescribed by a Legally Qualified Physician; the commission of or attempt to commit a felony or being engaged in an illegal occupation; normal childbirth or pregnancy (except Complications of Pregnancy) or voluntarily induced abortion; dental treatment (except as coverage is otherwise specifically provided herein); amounts which exceed the Maximum Benefit Amount for each coverage as shown in the Schedule of Benefits; a Pre-Existing Condition, as defined in the Policy. The Pre-Existing Condition Limitation does not apply to the Non-Emergency Medical Evacuation, Medical Repatriation or Return of Remains coverage; any amount paid or payable under any Worker’s Compensation, Disability Benefit or similar law; a loss or damage caused by detention, confiscation or destruction by customs; Elective Treatment and Procedures; Complications from Elective Treatment and Procedures otherwise not payable under this Policy; medical treatment during or arising from a Trip undertaken for the purpose or intent of securing medical treatment; failure of any tour operator, Common Carrier, or other travel supplier, person or agency to provide the bargained-for travel arrangements for reasons other than Bankruptcy or Default; business, contractual or educational obligations of You, a Family Member, Business Partner, or Traveling Companion; a mental or nervous condition, unless hospitalized or Partially Hospitalized for that condition while the Policy is in effect for You; a loss that results from an illness, disease or other condition, event or circumstance which occurs at a time when the Policy is not in effect for You; loss or damage (including death or injury) and any associated cost or expense resulting directly from the discharge, explosion or use of any device, weapon or material employing or involving chemical, biological, radiological or similar agents, whether in time of peace or war, and regardless of who commits the act and regardless of any other sequence thereto. Additionally, Diving while in an abnormal state of which You were aware and/or due to which You were disqualified or not entitled to engage in Diving; Diving as a professional diver other than as a Diving instructor, Dive master, underwater photographer, or while performing research under the auspices and following the guidelines of the American Academy of Underwater Sciences (AAUS); Diving in an area where Diving is forbidden. Also from an assessment from a Legally Qualified Physician advising You in writing that You, a Traveling Companion, Family Member or Business Partner booked to travel with You are not Medically Fit to Travel, as defined in the Policy, at the time of purchase of Coverage for a Trip; or Your arrival into a country for which a formal recommendation in the form of a Travel Advisory or Travel Warning from the U.S. State Department has been issued preceding Your arrival into that country on Your Trip.

INSURANCE PRE-EXISTING CONDITION EXCLUSION:

The insurance will not pay for any expense as a result of any illness, disease, or other condition during the 180 day period immediately prior to the date Your coverage is effective for which You or Your Traveling Companion, Business Partner or Family Member scheduled or booked to travel with You: 1) received or received a recommendation for a test, examination, or medical treatment for a condition which first manifested itself, worsened or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; or 2) took or received a prescription for drugs or medicine. Item (2) of this Exclusion does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180 day period before coverage is effective under this Policy.

INSURANCE MEDICALLY FIT TO TRAVEL EXCLUSION:

The insurance will not pay any expense as a result of You having been advised in writing that You, a Traveling Companion, Family Member booked to travel with You are not Medically Fit to Travel, as defined in the Policy, at the time of purchase of Coverage for a Trip. If Coverage for a Trip is purchased and it is later determined that You, a Traveling Companion, Family Member or Business Partner booked to travel with You were not Medically Fit to Travel, as defined in the Policy, at the time of purchase of Coverage for a Trip, the Coverage is void and premium paid will be returned.

Hide Insurance Exclusions

Insurance Terms & Limitations

Insurance coverage options may vary and may not be available in all states. Certain terms, conditions, and limitations may apply to the insurance portion of the plan. Please review the plan document carefully to understand the benefits available to you.

To review the full plan document for your state, please select your state from the green dropdown menu at the right.

The Travel Shield Plan Difference

  • One Annual Rate for all trips over 50 Miles
  • Family Coverage Automatically Included
  • No Need to Register Each Trip

*The Travel Shield plan and plan cost includes insurance benefits underwritten by United States Fire Insurance Company under Policy Form Series T-210 MP and TP-401, non-insurance assistance services offered by On Call International and long-distance towing provided by Worldwide Rescue & Security and coordinated by On Call International.

To review the full plan document for your state, please select below:


 

Insurance coverage options may vary and may not be available in all states. Certain terms, conditions, and limitations may apply to the insurance portion of the plan. Please review the plan document carefully to understand the benefits available to you.