We are committed to serving the unique insurance needs of NRA members and their families. See what solutions we have to offer.

About Your NRA Benefits

Let us help you find what you’re looking for.

  • Insurance Coverage

    For your home, car, firearms and everything in between, we offer insurance products that fit your active lifestyle.

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  • Emergency and Medical Services

    A crisis can strike at any moment. Learn how we can help you prepare for the unexpected and get emergency assistance when you need it most.

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  • Insurance for My Firearms

    Your homeowner’s policy most likely doesn’t cover firearms. That’s where we come in. Get the coverage you need to protect your firearms, assets and yourself.

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  • No Cost Gun Owner Protection Plan

    We value our NRA members and their families. That’s why we’re offering you additional benefits – with no strings attached.

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Cancer Care Insurance Plan

We understand how expensive cancer treatment can be. With the NRA Endorsed Cancer Care Insurance plan, you’ll have the extra money you need to fight cancer from a company that will always have your back. This plan provides:

  • Cash benefits – regardless of your medical insurance
  • Money to help detect cancer
  • Cash to help pay for treatment and recovery

Aside from doctors and medicines, we understand that you'll want money if you find yourself battling cancer. Let us help.

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Individual Term Life

NRA Individual Term Life Insurance provides your loved ones the financial protection they need if something were to happen to you with. We’re here to give your family peace of mind in their time of need.

  • There is no pressure or obligation
  • You can compare rates online to find the best price
  • And we can help you select a term life policy that suits your needs

Get the protection your family deserves from a name you can trust. Simply visit our NRA Endorsed member website.

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Property & Liability Insurance

It’s important to prepare for the unexpected when you’re protecting your home and family. As an NRA member, you can take advantage of a wide range of resources designed for firearms owners. Learn more about all our Firearms-Related Insurance options below

Auto & Home Insurance

Looking for affordable Auto & Home Insurance? Your NRA membership gives you access to discounted auto and home protection from a trusted company endorsed by the NRA.

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No Cost Gun Owner Protection Plan

As a member of the NRA, you're guaranteed a triple layer of coverage to help protect your firearms, your family, and you. The NRA Endorsed No Cost Gun Owner Protection Plan is a complimentary benefit, so there is no additional cost to you. We will provide you with:

  • Up to $2,500.00 in firearm protection
  • NO COST Travel Care Hotline for travel assistance
  • Up to $5,000.00 if you fall victim to a fatal covered accident while hunting or traveling to an NRA event ($10,000.00 for Life Members)
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Emergency Assistance Plus

We know you lead an active lifestyle, which is why we designed a back-up plan to help you handle almost any crisis away from home. The NRA Endorsed Emergency Assistance Plus (EA+) gives you peace of mind with a wide range of emergency and medical services to help you focus on your recovery - and not on costs. EA+ offers:

  • Medical Evacuation
  • Medical Assistance
  • Assistance for Companions
  • Travel Assistance

With NRA Endorsed EA+, you’ll never face an emergency alone.

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Accident Plan

Accidents claim too many lives, especially on our nation’s highways. That’s why we created the NRA Endorsed Accident Plan to provide you and your family a financial cushion should something happen to you. If you’re traveling and an accident occurs, this safety net plan ensures:

  • Cash benefits up to $100,000.00
  • Guaranteed acceptance – regardless of health history, occupation or hobbies (if age 74 or younger)
  • Benefits will be paid regardless of any other coverage you may have
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MedFlight Freedom

With MedFlight Freedom, you have choices that give you more control, freedom and security in a medical emergency. No NRA member should be without MedFlight Freedom’s many features, services, and benefits. Don’t find out too late that your health insurance or Medicare don’t cover many unexpected costs! You can rest assured knowing you’ll receive the help you and your family need if an emergency happens far from home, whether in the U.S. or overseas. It’s ideal for members who:

  • Take business trips
  • Take weekend or extended hunting trips
  • Vacation with family or friends
  • Have children away at college
  • Travel outside the U.S.
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Emergency Roadside Service

Don’t let anything get in the way of your passion for travel. If you run into car trouble, the NRA Endorsed Roadside Assistance Program can help you get back on the road with no hassles and no headaches. This program offers:

  • 24-Hour toll-free service
  • Coverage for all members of your household – at no extra cost
  • Free towing service
  • Flat tire assistance
  • And other member-exclusive benefits
No matter how big or small your emergency may be, you can count on us to get you back on the road again.
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Vehicle Service Contract

Toco Warranty, endorsed by the NRA, offers a simple and affordable vehicle service contract that will help keep your car (and life) running well. Vehicle break down repairs can be very expensive. Save big $$ on covered auto repairs, with no down payments and a low monthly fee! DEDUCTIBLE AND PLAN LIMITS APPLY.

PLUS - As an NRA Member, you receive 50% off your first monthly payment, up to $50.00!*

*Discount is not available in FL and CA. Plans are not available in AK, MO, NJ and WA.

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Prescription Discount Card

1-2-3 to Instant Savings!

Your FREE NRA Endorsed Prescription Discount Card provides discounts on ALL FDA approved prescriptions drugs. There are no limited drug lists, no waiting periods or deductibles. Your card is active the moment you present it to the pharmacy.

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eHealth Exchange

Your eHealth resource center.

Don't worry! You can still enroll if you have a qualifying life event. Learn more about what a qualifying life event is as well as the many other alternatives that are available to you today. 

Visit the NRA's Health Resource Center today.

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Hospital Help Plan

No matter what insurance you have, your share of a hospital bill can quickly add up to hundreds — or even thousands — of dollars. That's why NRA's Hospital Help Plan gives you cash benefits — PAID REGARDLESS of any benefits you get from medical insurance, Medicare or any other coverage you may have.
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Long Term Care

Do you worry about paying for nursing home or home health care if you need it down the road? Many Americans do. But you can lay that fear to rest… and stay more in control of your health care decisions… with a special long term care insurance plan for NRA Members.
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Medicare Supplement

Medicare was never designed to pay ALL your medical bills. But as an NRA Member, you can take advantage of special group Medicare supplement plans that give you solid protection against today's high medical bills while protecting your freedom to choose your doctor at the same time.
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Short Term Medical

Waiting for a new job's medical plan to start? Recently retired but you don't yet qualify for Medicare? Don't risk your finances on a gap in medical coverage. NRA sponsors short term medical coverage through a special partnership with Assurant Health to help you lock in solid medical protection for less than you probably think.

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Teladoc

How long do you have to wait before you can get in to see your regular doctor? Does taking time off work to sit in a waiting room frustrate you? Have you ever had a health issue pop up late at night or on the weekend -- when the ER was your only option?
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No Cost Gun Owner Protection Plan

As an NRA member, you're guaranteed a triple layer of coverage to help protect your firearms, your family, and you. The NRA Endorsed No Cost Gun Owner Protection Plan is a complimentary benefit available to all NRA members in good standing, so there is no additional cost to you. We will provide you and your family with:

  • Up to $2,500.00 in firearm protection
  • NO-COST Travel Care Hotline for travel assistance
  • Up to $5,000.00 if you fall victim to a fatal covered accident while hunting or travelling to an NRA event ($10,000.00 for Life Members)
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ArmsCare Plus Firearms Insurance

Make sure you have the insurance you need to protect your firearms. NRA Endorsed ArmsCare Plus Firearms Insurance provides NRA members with affordable protection for their legal firearms and accessories to protect them from:

  • Direct physical loss
  • Damage
  • Fire
  • Theft (including theft from a locked vehicle)
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Self-defense Insurance

If you are involved in an act of self-defense, your homeowner’s insurance policy may not protect you against claims. That’s where NRA Endorsed Self-defense Insurance comes in. If you are forced to use your firearm in self-defense, this coverage provides:

  • Criminal defense reimbursement and civil suit damages, up to the limit selected
  • The cost of civil suit defense, in addition to the limit of liability for bodily injury and property damage
  • Criminal defense reimbursement for alleged criminal actions involving self-defense when you are acquitted of charges
  • Bodily injury or property damage caused by the use of a firearm

Let us help you protect yourself if the unthinkable were to happen.

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Firearms Instructor Plus Liability Insurance

We understand the inherent risks associated with providing firearms training. That’s why we offer the coverage you need as an instructor to protect yourself against those risks. NRA Endorsed Firearms Instructor Plus Liability Insurance covers:

  • Bodily injury and/or property damage caused while acting as an instructor during a lesson
  • Medical expenses up to $5,000
  • Legal expenses due to bodily injury or property damage
  • Professional Liability coverage (protection for allegations of improper training)

Whether you conduct training once a week or once a year, this NRA coverage is designed to meet your specific needs.

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Personal Firearms Liability Insurance

Most homeowner’s policies don’t offer adequate protection for firearms liability claims. Make sure you have protection for any injuries or property damage you may unintentionally cause while hunting or participating in shooting sports. NRA Endorsed Personal Firearms Liability Insurance offers NRA members:

  • Coverage for bodily injury or property damage caused by the use of a firearm, air gun, bow & arrow, or trapping equipment when you are legally obligated for damages.
  • Most defense costs in addition to the liability limit — even if the lawsuit is false.
  • Liability limits options from $100,000 up to $1 million.

This NRA endorsed benefit offers you the peace of mind you deserve, no matter what happens.

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Retired Law Enforcement Officer Self-defense Insurance

As a retired or off-duty law enforcement officer, at times you may be forced to use your firearm in self-defense. That’s why we created NRA Endorsed Retired Law Enforcement Officer Self-defense Insurance. This discounted coverage offers:

  • Criminal and civil defense costs, up to the limit selected.
  • The cost of civil suit defense in addition to the limit of liability for bodily injury and property damage.
  • Criminal defense reimbursement for alleged criminal actions involving self-defense when you are acquitted of charges.

This is the only Self-defense Insurance designed specifically for the needs of retired and off-duty law enforcement officers.

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Hunt Club Liability Insurance

Let us help you protect your hunt club and its members with member-exclusive NRA Endorsed Hunt Club Liability Insurance. Whether you have a small club that travels, a large club with land, or a combination of the two, we have club insurance designed to fit your needs with coverage that includes:

  • Liability coverage for Bodily Injury and Property Damage, Host Liquor Liability coverage, Hired and Non-owned Auto Liability.
  • Liability coverage for the landowner and hunt club regardless of the designated premises.
  • Personal and advertising liability as well as medical expense coverage.
  • And other benefits…
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Gun Club Liability Insurance

Whether you are a group that meets at a range, a reenactment group, a competition or a firearms-related event, we have insurance options designed to protect your club and its members:

  • Property coverage to protect against direct physical loss or damage to property rented, leased or owned by your club.
  • General liability coverage up to $1,000,000 per occurrence, $2,000,000 aggregate.
  • And option coverages for business income, boiler and machinery, valuable papers and records, and more.

This is the only Gun Club Liability Insurance that has earned the endorsement of the NRA, so your club is in good hands.

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Gun Collector Insurance

Your collectible firearms are valuable, which is why we offer protection for firearms collections both large and small. NRA Endorsed Gun Collector Insurance covers your collectible firearms for their rarity, historical value or artistic merit. Protect your private collection from:

  • Direct physical loss
  • Damage
  • Fire
  • Theft

Protect your private collection of firearms and accessories with a name you can trust.

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Gun Show Liability Insurance

We understand the unique insurance needs of gun show promoters, which is why we offer affordable gun show liability insurance to NRA members. Whether you have one event a year or multiple shows in various cities, we have created an easy-to-use program that provides the coverage you need – when you need it.

With NRA Endorsed Gun Show Liability Insurance, you can rest assured that you will easily obtain the proof of coverage you need.

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No Cost Gun Owner Protection Plan

As a member of the NRA, you're guaranteed a triple layer of coverage to help protect your firearms, your family, and you. The NRA Endorsed No Cost Gun Owner Protection Plan is a complimentary benefit, so there is no additional cost to you. We will provide you with:

  • Up to $2,500.00 in firearm protection
  • NO-COST Travel Care Hotline for travel assistance
  • Up to $5,000.00 if you fall victim to a fatal covered accident while hunting or travelling to an NRA event ($10,000.00 for Life Members)
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