Discover how your NRA membership can save you money and give you peace of mind.Learn More
Emergency & Accident Plans
Individual Term Life Insurance
Property & Liability Insurance
Health & Medical Benefits
No Cost Gun Owner Protection Plan
As a member of the NRA, you are guaranteed complimentary benefits – at no additional cost to you. Your NRA membership automatically includes a triple layer of benefits – valued at up to $7,500.00 ($12,500.00 for Life Members) to help protect you, your family, and your firearms. These benefits include:
- No-Cost ArmsCare Benefit – up to $2,500.00
- No-Cost Travel Care Hotline - NEW
- No-Cost Accident Benefit – up to $5,000.00 ($10,000.00 for Life Members)
Emergency Assistance Plus
What’s your backup plan if you’re traveling and have a medical emergency? NRA Endorsed Emergency Assistance Plus is there for you with more than 20 emergency and medical services to give you peace of mind whenever you travel. Never face an emergency alone with benefits such as:
- Medical Evacuation
- Medical Assistance
- Assistance for Companions
- Travel Assistance
- And more!
Accidents can happen anywhere at any time. With these unexpected dangers, it’s important to have a strong safety net to protect your family’s financial future if something were to happen to you. The NRA Endorsed Accident Plan provides a financial cushion for your loved ones with benefits such as:
- Accident benefits up to $100,000.00
- Benefits paid regardless of any other coverage you may have
- Guaranteed acceptance – if under age 75
Emergency Roadside Service
Hit the open road worry-free with the NRA Endorsed Roadside Assistance Program. If you get a flat tire, lock your keys in the car, or run into any other car trouble, this program can help you get back on the road – hassle-free! Benefits include:
- Coverage for all members of your household – at no extra cost
- 24-Hour service
- Collision assistance
- Free towing
- Flat tire assistance
- Driver’s valet
- And more…
Vehicle Service Contract
Don't Pay For Expensive Covered Auto Repairs!
DEDUCTIBLE AND PLAN LIMITS APPLY
Toco Warranty, endorsed by the NRA, offers a simple and affordable vehicle service contract that will help keep your car (and life) running well. Vehicle break down repairs can be very expensive. Save big $$ on covered auto repairs, with no down payments and a low monthly fee!
PLUS - As an NRA Member, you receive 50% off your first monthly payment, up to $50.00!*
*Discount is not available in FL and CA. Plans are not available in AK, MO, NJ and WA.
Transportation Accident Protection
NRA Endorsed Member Benefits "ON-THE-MOVE" Coverage Stands By You — Around the Corner OR Around the World
Here's a quick way to help make a big difference in your family's financial security:
Activate your NRA Endorsed Member Benefits "ON-THE-MOVE" coverage today. You'll lock in important benefits ($200,000.00 if you fall victim to a covered fatal accident PLUS $500.00 a day if a covered accident lands you in the hospital for up to 12 months) at the group rate premium of $9.26 a month.
Individual Term Life Insurance
With our experience and access to leading providers of term life insurance, you could save money and provide financial security for your loved ones. Without pressure or obligation, we help you select an insurance company and term policy that suits you and your family’s needs.
Freedom Term Life
NRA Endorsed Member Benefits has partnered with American National to offer our members the ability to apply for a competitively priced Term Life Insurance policy, American National Freedom Term.
Freedom Term offers you:
- Coverage amounts from $25,000 up to $250,000
- No medical exam required, approval is based on application information provided
- Immediate coverage, if approved1
- 10, 20, or 30 year level premium periods
- Coverage for members 18-64 years of age
ArmsCare Plus Firearms Insurance
Protect your firearms and accessories with NRA Endorsed ArmsCare Plus Firearms Insurance. This coverage provides NRA members with up to $1,000,000 in protection for their legal firearms at affordable rates. Benefits include:
- Protection from direct physical loss, damage, fire and theft
- No serial numbers required
- No waiting period
- And replacement cost
Protect yourself from the unthinkable… If you are forced to use your firearm in an act of self-defense, your homeowner’s insurance may not cover these claims. We recognize this gap in coverage and developed a plan to protect NRA members and their right to carry. The NRA Self-defense Insurance includes:
- Bodily injury or property damage
- Criminal defense reimbursement and civil suit damages
- Automatic coverage for spouse
- Personal firearms protection coverage
- And more…
Firearms Instructor Plus Liability Insurance
If you’re a firearms instructor looking for additional protection while conducting training, we have coverage designed just for you. Whether you provide training once a week or once a year, NRA Endorsed Firearms Instructor Plus Liability Insurance offers the following benefits:
- Coverage for bodily injury and/or property damage
- Coverage for legal expenses
- Professional Liability coverage
- Medical expenses up to $5,000
Personal Firearms Liability Insurance
Most homeowner's policies provide inadequate protection for liability claims. The good news is we recognize this gap in coverage and have developed a custom plan to protect NRA members and their Second Amendment rights. With the NRA Endorsed Personal Firearms Liability Insurance, you will receive the following benefits:
- Bodily injury or property coverage
- Most defense costs in addition to the liability limit
- Liability limit options up to $1,000,000
Retired Law Enforcement Officer Self-defense Insurance
If you’re a retired or off-duty law enforcement officer, we understand that you may be forced to use your firearm in self-defense. Did you know that with your NRA membership, you are eligible for discounted Self-defense insurance? We created this NRA Endorsed Self-defense Insurance to meet the specific needs of retired and off-duty law enforcement officers alike. Benefits include:
- Criminal and civil defense costs
- Criminal defense reimbursement
- Personal Firearm Protection
- No deductible
- And no waiting period.
Hunt Club Liability Insurance
Whether you have a small club that likes to travel or a large club with acres of land, we have insurance designed to fit your hunt club’s needs. This NRA Endorsed insurance protects your hunt club and its members with the following member-exclusive benefits:
- Limited liability coverage
- Broad liability coverage
- Medical expense coverage
- And much more…
Gun Club Liability Insurance
Whether you are a group that meets at a range or takes part in reenactments, we have insurance options designed to protect your club and its members. This insurance was created exclusively to provide protection for your club's firearms and activities, and any other damages. This is the only Gun Club Liability Insurance endorsed by the NRA and offers the following benefits:
- Customizable policy
- Property coverage
- General liability coverage
- And optional coverages for business income, boiler and machinery, valuable paper, computer, and more.
Business Alliance Insurance
Whether you sell and service firearms, operate a commercial firing range or have any other type of firearms-related business, we can customize coverage to meet your specific business insurance needs. Coverage for NRA Business Alliance Members includes:
- Property damage or loss
- General liability coverage up to $1,000,000 per occurrence, $2,000,000 aggregate
- Specialized business coverage
- And more…
Gun Collector Insurance
Did you know that many traditional insurance policies don’t cover your collection of valuable firearms? That’s why we designed an insurance policy for the true collector. The NRA Endorsed Gun Collector Insurance covers your firearms for their rarity, historical value or artistic merit.With this benefit, your collection will be protected from: direct physical loss, damage, fire, and theft.
Apply for Gun Collector Insurance today.
Gun Show Liability Insurance
Gun show promoters have unique insurance needs. That’s why we created an easy-to-use program that provides the coverage you need, with premiums starting as low as $300 per show. With NRA Endorsed Gun Show Liability Insurance, you will receive the proof of coverage you need – whether you attend one event a year or multiple shows in various cities.
Auto & Home Insurance
We understand that when you’re looking for affordable home and auto insurance, it’s all about choice. With your NRA membership, you get to choose coverage that provides you with competitive group discounts and other benefits. You can even receive discounts for having a good driving record and driving a safe car.
Cancer Insurance Plan
If you find yourself battling cancer, you’ll want extra help to cover the cost of treatment. We understand that. With the NRA Endorsed Cancer Care Insurance Plan, you won’t have to worry about pinching pennies or reaching into your retirement fund to pay for cancer treatment or recovery.
Hospital Help Plan
No matter what insurance you have, your share of a hospital bill can quickly add up to hundreds — or even thousands — of dollars. That's why NRA's Hospital Help Plan gives you cash benefits — PAID REGARDLESS of any benefits you get from medical insurance, Medicare or any other coverage you may have.
Medicare was never designed to pay ALL your medical bills. But as an NRA Member, you can take advantage of special group Medicare supplement plans that give you solid protection against today's high medical bills while protecting your freedom to choose your doctor at the same time.
Don't worry! You can still enroll if you have a qualifying life event. Learn more about what a qualifying life event is as well as the many other alternatives that are available to you today.
How long do you have to wait before you can get in to see your regular doctor? Does taking time off work to sit in a waiting room frustrate you? Have you ever had a health issue pop up late at night or on the weekend -- when the ER was your only option?
Prescription Discount Card
Your FREE NRA Endorsed Prescription Discount Card provides discounts on ALL FDA approved prescriptions drugs. There are no limited drug lists, no waiting periods or deductibles. Your card is active the moment you present it to the pharmacy.
Long Term Care
Do you worry about paying for nursing home or home health care if you need it down the road? Many Americans do. But you can lay that fear to rest… and stay more in control of your health care decisions… with a special long term care insurance plan for NRA Members.
Short Term Medical
Waiting for a new job's medical plan to start? Recently retired but you don't yet qualify for Medicare? Don't risk your finances on a gap in medical coverage. NRA sponsors short term medical coverage through a special partnership with Assurant Health to help you lock in solid medical protection for less than you probably think.
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