NRA Gun Owner Protection Plan: Online Activation Center

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Up to $7,500.00 benefits now authorized at NO COST to you for NRA Members.

Complimentary Gun Owner Protection Plan Now Authorized For Your NRA Member Account

As a valued NRA Member, you are now guaranteed the right to activate up to $7,500.00 in NRA Endorsed Member Benefits. (Up to $12,500.00 for NRA Life Members.)

This Gun Owner Protection Plan may deliver important cash benefits to help protect:

  • Your Firearms
  • Your Family
  • You

BEST OF ALL: The NRA Gun Owner Protection Plan costs you NOTHING.

Please activate this no-cost-to-you NRA Member benefit now.

No-Cost-to-You* NRA Privilege Delivers Up To $7,500.00

NRA Members believe in standing up to protect their priorities. And that's exactly where your complimentary NRA Gun Owner Protection Plan comes in.

Up to $7,500.00 Cash Benefits Standing By:
  • firearmsYOUR FIREARMS
  • familyYOUR FAMILY
  • youYOU

This triple benefit program delivers up to $7,500.00 cash benefits (up to $12.500.00 for Life Members) to help protect:

  • YOUR FIREARMS in the event of an accident, if they're stolen, or even lost.
  • YOUR FAMILY'S FINANCIAL FUTURE if an accidental death happens to you.
  • YOU in some of your favorite travel activities.

Plus, as a valued NRA Member, you can activate this full suite of cash benefits – at absolutely NO COST to you.

*Paid for by your NRA Endorsed Member Benefits.

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How Your Complimentary NRA Gun Owner Protection Plan Works

Activating your NRA Gun Owner Protection Plan sets up a $7,500.00 suite of benefits … helping to protect you, your family and your firearms. Here's how it breaks out:


Up to $2,500.00 protection for your firearms. Set up exclusively for NRA Members, ArmsCare gives you a safety net for your firearms. Your firearms are protected against theft (from your home or a locked portion of your vehicle) … against loss (it could happen as quickly as an overturned duck boat) … and against damage (from fire or flood for instance).

Of course, you're not required to register your guns to activate the NO COST ArmsCare coverage. No serial numbers are needed and you will not be asked to schedule any firearms.

This one-of-a-kind suite of benefits is provided to you as an NRA Member – at absolutely NO COST to you. All we need is an official record of your acceptance (which you can take care of right now using this secure OnlineActivation Center) in order to put this complimentary NRA privilege in full force for you.


Over $26,005,058.00 Accident Benefit Checks Sent To NRA Families To-Date* Your loved ones will receive a check for $5,000.00 ($10,000.00 for Life Members) if you suffer a fatal covered accident. There are no strings attached and you pay nothing for this benefit.

The NRA endorses this benefit to stand by your family with $5,000.00 cash benefits ($10,000.00 for Life Members) paid straight to your loved ones if you fall victim to a covered event, which may include: a fatal hunting or shooting accident; suffer a fatal car accident on your way to or from an NRA event, are attacked and killed by an intruder in your home or at work, or fall victim to a violent crime such as an attempted robbery, hold-up or felony crime. (In addition, $35,000.00 is paid for NRA Law Enforcement Officers who suffer a fatal accident while in the line of duty.)

*Data as of 11/2/2015.


Your Gun Owner Protection Plan benefits have recently been enhanced! The Travel Care Hotline gives you access to a suite of seven assistance benefits to help you before and during a trip.

Includes "Before You Travel" Benefits:

  • Pre-Trip Travel Information – Ask for a FREE destination guide!

Also includes "During Your Trip" Assistance:

  • Emergency Travel Arrangements
  • Lost Luggage Assistance
  • Replacement Assistance for Lost or Stolen Travel Documents
  • Worldwide Medical and Dental Referrals
  • Legal Referrals
  • Emergency Message Forwarding Assistance

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Expanded Coverage Option may provide benefits for:

  • auto accidentsAuto accidents
  • travel accidentsTravel accidents
  • accidents at homeAccidents at home
  • recreational accidentsRecreational accidents
  • on the job accidentsOn-the-job accidents

Plus, your Expanded Benefits are paid REGARDLESS OF any other coverage you may have.

HIGHER Benefits For Even MORE Accidents

Of course, your complimentary NRA Gun Owner Protection Plan is a good start. But for many NRA families, $5,000.00 in accident coverage ($10,000.00 for NRA Life Members) simply isn't enough.

That's why NRA set up an Expanded Benefit option when you claim your Gun Owner Protection Plan.

Under the Bonus Benefit, you are guaranteed the right to add increased benefit levels with Expanded Accident coverage … to pay cash benefits to your loved ones for even MORE types of covered accidents:

  • While you're driving to work
  • When you travel for business
  • If you're taking a family vacation
  • While you're working on projects at home
  • In case something happens on the job
  • And much more

There's no need to "prove" you qualify for these Bonus Benefits. Just select the Bonus Benefit you want when you activate your Gun Owner Protection Plan.

NRA made this quick and easy because you cannot be turned down for either your Gun Owner Protection Plan or the Bonus Benefit option.

  • There are no health questions
  • No additional forms are required
  • You can take care of everything in less than 60 seconds right here at the NRA Online Activation Center

Plus, as an extra value for NRA members, you can also sign up your spouse for full NRA Expanded Benefits – using the same guaranteed enrollment privileges currently extended in your name. All we ask is that you and your spouse be under age 75 when activating this important NRA safety net.

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Exclusive Group Rates Help Hold Down Costs For NRA Members

When NRA negotiated your complimentary Gun Owner Protection Plan, we also set up group rates for NRA Members who chose to upgrade their privileges with Expanded Accident Coverage. Take a look at these competitively priced rates:

Coverage / Benefits $25,000 $50,000 $100,000 Gun Owner Protection Plan
Member Only $1.75 $3.50 $7.00 NO COST
Member & Spouse $3.50 $7.00 $14.00 N/A

Your NRA Expanded Accident Plan premiums will be applied to the payment method selected on a monthly basis. Rates do not include the $2.00 administrative fee per premium payment for credit card payments or the $0.50 administrative fee per premium payment for automatic checking withdrawal. Rates and/or benefits may be changed on a class basis. Your Payment Options: You have the option of paying your premiums annually, semi-annually, quarterly and monthly. The total amount of premiums you pay in a year may be lower if you make one annual payment. If you are interested in learning more about these payment options, please refer to your fulfillment package for details.

Your Expanded Accident coverage starts the first day of the month after your enrollment form and first premium payment are received. You cannot be singled out for cancellation, a benefit decrease, or an increase in your premiums due to a change in your health or occupation. Your benefits will continue in full force as long as you pay your premiums on time, remain an NRA Member in good standing, and the Master Policy remains in force. Benefits reduce 50% at age 75 and over.

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Download the NO COST NRA Gun Owner Protection Plan Schedule of Benefits for additional information.

EXCLUSIONS — Please Read Regarding Your Expanded Accidental Death Coverage: The Policy does not cover any loss that is caused by, results from or contributed to by: Suicide, attempted suicide or intentionally self-inflicted Injury, while sane or insane (in Missouri and Colorado while sane); Any injury received on active duty during full-time military service; Declared or undeclared war or any act of war; Participating in a riot. Committing or attempting to commit an assault or felony; Sickness or its medical or surgical treatment, including diagnosis; Bacterial infection except through a wound accidentally sustained; Operating or riding in any aircraft except as a fare-paying passenger on a regularly scheduled commercial flight or as a passenger in a transport plane operated by the Air Mobility Command (AMC) of the United States of America; Alcohol intoxication as defined in the state where the accident causing the injury occurred; Taking of any drug, medication, narcotic, or hallucinogen, unless as prescribed by a Physician; Taking of alcohol in combination with any drug, medication, or sedative; Voluntary gas inhalation or poison voluntarily taken, administered, or inhaled; Riding or driving as a professional in any kind of race for prize money or profit. Death must occur within 365 days of the accident causing the Injury. Exclusions may vary in your state. See your Certificate/Policy for details. Other Insurance in this Company: The Covered Person may have only an aggregate of $1,000,000 of accidental death insurance in force with us or any other AEGON, U.S.A Inc. affiliate at one time.

This website provides a brief description of benefits available. It is not a contract. Terms and conditions of coverage for NO COST AD&D Member Only benefits are set forth in Policy MZ0933572H0000A/0001A/0002A/0003A, non-contributory policy. For Expanded Accident benefits, terms and conditions are set forth in Policy Number MZ0926351H0001A, contributory policy. No one can be covered more than once for no cost and paid coverage under these policies. Additional information is contained in the Certificate of Insurance which is issued to all persons who have purchased any expanded coverage. Premiums for the no-cost Insurance are paid by the NRA as a benefit of your membership. Availability of this offer may change.

This plan may not be available in all states.

Expanded accident benefits in Policy # MZ0926351H0001A are not currently available in CO, DE, IN, KS, LA, MN, MT, NV, NH, NM, NY, OR, SD, WA and under 65 in AL, AZ, DC, GA, HI, IA, NJ, OH.

NO COST AD&D Member Only benefits in Policy # MZ0933572H0000A/0001A/0002A/0003A are not currently available in CO, MN, MT, NH, NV or under age 65 in AL, AZ, DC, GA, HI, IA, NJ, & OH.

$2,500.00 ArmsCare Plan covers firearms against theft, accidental loss, and damage as outlined in the master policy.

NRA Member dues or contributions are not used for this promotion, program or any other related expenses.

Endorsed by:

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NO COST Travel Care Hotline benefits provided by: On Call International and offered by: Worldwide Rescue & Security. Administered by: A.G.I.A., Inc.

$5,000.00, $10,000.00, $35,000.00 No-Cost Member-Only Benefit and Expanded AD&D Benefit underwritten by: Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa and offered by: Association Group Insurance Administrators. Administered by: A.G.I.A., Inc.

$2,500.00 No-Cost ArmsCare Insurance Coverage underwritten by: Certain Underwriters at Lloyd's, London. Administered by: Lockton Risk Services

Policy #: MZ0926351H0001A for EXPANDED accident benefits

Policy #: MZ0933572H0000A/0001A/0002A/0003A for NO COST accidental death and dismemberment benefits

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